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Vanguard Total Bond Market Inde

VBTLX
Intermediate Core Bond
Vanguard

This index measures the performance of a wide spectrum of public, investment-grade, taxable, fixed income securities in the United States-including government, corporate, and international dollar-denominated bonds, as well as mortgage-backed and asset-backed securities-all with maturities of more than 1 year. All of the fund's investments will be selected through the sampling process, and at least 80% of its assets will be invested in bonds held in the index.

Expense Ratio
0.00%
What's an expense ratio?
5-Year Return
+0.16%
How to read fund performance
Volatility
+4.07%
What is volatility?
Total Assets
$387.5K
Performance History
1-Year Return+4.84%
3-Year Return+3.86%
5-Year Return+0.16%
10-Year Return+19.96%
Fund Details
Minimum Investment$3,000
Fund ManagerVanguard Management Team
Inception Date2007-04-02
Assets Under Management$387,462 M
Data Last UpdatedApr 13, 2026
How to Invest in VBTLX

Buy directly from Vanguard

Vanguard funds can be purchased directly through their website, typically with no transaction fee. Minimum investment: $3,000.

Visit Vanguard.com

Affiliate disclosure: Some links on this page are affiliate links. If you open an account through a link on this site, we may earn a commission at no additional cost to you. This does not influence our fund data or analysis. Learn more.

Investment Calculators

Fee Impact Calculator

Fee Impact Calculator
See how fees would impact your investment in Vanguard Total Bond Market Inde
Calculating for:
VBTLX

Vanguard Total Bond Market Inde

Pre-filled with VBTLX's historical average return

VBTLX's actual expense ratio

Comparison fund (e.g., actively managed)

Results
Future value after 30 years
Enter your values and click “Calculate Impact” to see results

Note: This calculator uses simplified assumptions based on VBTLX's historical performance. It does not account for taxes, inflation, or varying returns. Past performance does not guarantee future results.

Return Simulator

Return Projection Simulator
Project your portfolio's future value with Vanguard Total Bond Market Inde
Projecting for:
VBTLX

Vanguard Total Bond Market Inde

How much are you investing today?

How much will you contribute each month?

How long will you invest for?

Pre-filled with VBTLX's historical average return

Projection Results
Estimated portfolio value after 30 years
Enter your parameters and click “Simulate Returns” to see projections

Important: This projection uses simplified assumptions based on VBTLX's historical performance. Actual investment returns vary year-to-year. Past performance does not guarantee future results. This tool is for educational purposes only.

Top Holdings

UST10YU.S. Treasury 10Y Note
1200.00%
FNMAFannie Mae MBS
850.00%
UST2YU.S. Treasury 2Y Note
600.00%

Top holdings shown as percentage of fund assets. Data sourced from fund filings. Holdings may change over time.

Similar Funds in Intermediate Core Bond

SWAGX
Schwab

Schwab U.S. Aggregate Bond Inde

Expense Ratio0.00%
5-Year Return+0.04%
FXNAX
Fidelity

Fidelity U.S. Bond Index Fund

Expense Ratio0.00%
5-Year Return+0.21%
DODIX
Dodge & Cox

Dodge & Cox Income Fund

Expense Ratio0.00%
5-Year Return+1.56%
MWTRX
Metropolitan West

Metropolitan West Total Return

Expense Ratio0.01%
5-Year Return-0.35%

Frequently Asked Questions

What is VBTLX?

VBTLX is the ticker symbol for Vanguard Total Bond Market Inde, a Intermediate Core Bond mutual fund managed by Vanguard. This index measures the performance of a wide spectrum of public, investment-grade, taxable, fixed income securities in the United States-including government, corporate, and international dollar-denominated bonds, as well as mortgage-backed and asset-backed securities-all with maturities of more than 1 year. All of the fund's investments will be selected through the sampling process, and at least 80% of its assets will be invested in bonds held in the index.

What is the expense ratio for VBTLX?

VBTLX has an expense ratio of 0.00% per year. On a $10,000 investment, that amounts to roughly $0 annually in fund fees. This is considered a very low-cost fund.

How has VBTLX performed historically?

VBTLX has posted a 1-year return of +4.84%, 3-year return of +3.86%, 5-year return of +0.16%, 10-year return of +19.96%. Past performance does not guarantee future results. Returns are annualized for periods greater than one year.

What is the minimum investment for VBTLX?

VBTLX requires a minimum initial investment of $3,000. Some brokerages or retirement accounts may waive or reduce this minimum.

Is VBTLX a good investment?

Whether VBTLX is right for you depends on your investment goals, time horizon, and risk tolerance. Key factors to evaluate include its 0.00% expense ratio, Intermediate Core Bond category exposure, historical returns, and how it fits within your broader portfolio. We recommend comparing it against similar funds in the same category and consulting a qualified financial advisor.

Important: Past performance does not guarantee future results. This information is provided for educational purposes only and should not be considered investment advice. Please consult with a financial advisor before making investment decisions.

Compare Mutual Funds LogoCMF

Compare mutual funds with transparent, data-driven insights. Make informed investment decisions.

Product

  • Compare Funds
  • Learning Center
  • Fee Calculator
  • Return Simulator

Company

  • About Us

Legal

  • Disclosures
  • Privacy Policy
  • Terms of Service

© 2026 CompareMutualFunds. All rights reserved.

Investment information provided for educational purposes only. Past performance does not guarantee future results.