The fund invests primarily in a combination of Schwab Funds® and Schwab® ETFs in accordance with its target asset allocation. Its target asset allocation is not fixed, and the fund has the flexibility to move within the following asset allocation ranges at the discretion of the investment adviser: 30-70% equity; 30-70% fixed income; and 0-12% cash and cash equivalents. The fund is designed to offer shareholders an annual payout of 4-6% during most market environments.
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Schwab Monthly Income Fund Enha
Pre-filled with SWKRX's historical average return
SWKRX's actual expense ratio
Comparison fund (e.g., actively managed)
Note: This calculator uses simplified assumptions based on SWKRX's historical performance. It does not account for taxes, inflation, or varying returns. Past performance does not guarantee future results.
Schwab Monthly Income Fund Enha
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Pre-filled with SWKRX's historical average return
Important: This projection uses simplified assumptions based on SWKRX's historical performance. Actual investment returns vary year-to-year. Past performance does not guarantee future results. This tool is for educational purposes only.
Top holdings shown as percentage of fund assets. Data sourced from fund filings. Holdings may change over time.
SWKRX is the ticker symbol for Schwab Monthly Income Fund Enha, a Target-Date 2025 mutual fund managed by Schwab. The fund invests primarily in a combination of Schwab Funds® and Schwab® ETFs in accordance with its target asset allocation. Its target asset allocation is not fixed, and the fund has the flexibility to move within the following asset allocation ranges at the discretion of the investment adviser: 30-70% equity; 30-70% fixed income; and 0-12% cash and cash equivalents. The fund is designed to offer shareholders an annual payout of 4-6% during most market environments.
SWKRX has an expense ratio of 0.00% per year. On a $10,000 investment, that amounts to roughly $0 annually in fund fees. This is considered a very low-cost fund.
SWKRX has posted a 1-year return of +13.93%, 3-year return of +10.23%, 5-year return of +4.96%, 10-year return of +76.29%. Past performance does not guarantee future results. Returns are annualized for periods greater than one year.
SWKRX has no minimum initial investment requirement, making it accessible to all investors regardless of account size.
Whether SWKRX is right for you depends on your investment goals, time horizon, and risk tolerance. Key factors to evaluate include its 0.00% expense ratio, Target-Date 2025 category exposure, historical returns, and how it fits within your broader portfolio. We recommend comparing it against similar funds in the same category and consulting a qualified financial advisor.
Important: Past performance does not guarantee future results. This information is provided for educational purposes only and should not be considered investment advice. Please consult with a financial advisor before making investment decisions.
