The fund invests in a diversified portfolio of other T. Rowe Price equity and fixed income mutual funds that represent various asset classes and sectors. The fund’s allocations among underlying T. Rowe Price mutual funds will change over time in relation to the fund’s target retirement date. The fund is managed based on the specific retirement year (target date 2030) included in its name and assumes a retirement age of 65.
T. Rowe Price funds can be purchased directly through their website, typically with no transaction fee. Minimum investment: $2,500.
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T. Rowe Price Retirement 2030 Fund
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RRTCX's actual expense ratio
Comparison fund (e.g., actively managed)
Note: This calculator uses simplified assumptions based on RRTCX's historical performance. It does not account for taxes, inflation, or varying returns. Past performance does not guarantee future results.
T. Rowe Price Retirement 2030 Fund
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Pre-filled with RRTCX's historical average return
Important: This projection uses simplified assumptions based on RRTCX's historical performance. Actual investment returns vary year-to-year. Past performance does not guarantee future results. This tool is for educational purposes only.
Top holdings shown as percentage of fund assets. Data sourced from fund filings. Holdings may change over time.
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RRTCX is the ticker symbol for T. Rowe Price Retirement 2030 Fund, a Target-Date 2040 mutual fund managed by T. Rowe Price. The fund invests in a diversified portfolio of other T. Rowe Price equity and fixed income mutual funds that represent various asset classes and sectors. The fund’s allocations among underlying T. Rowe Price mutual funds will change over time in relation to the fund’s target retirement date. The fund is managed based on the specific retirement year (target date 2030) included in its name and assumes a retirement age of 65.
RRTCX has an expense ratio of 0.01% per year. On a $10,000 investment, that amounts to roughly $1 annually in fund fees. This is considered a very low-cost fund.
RRTCX has posted a 1-year return of +13.62%, 3-year return of +12.19%, 5-year return of +5.65%, 10-year return of +8.81%. Past performance does not guarantee future results. Returns are annualized for periods greater than one year.
RRTCX requires a minimum initial investment of $2,500. Some brokerages or retirement accounts may waive or reduce this minimum.
Whether RRTCX is right for you depends on your investment goals, time horizon, and risk tolerance. Key factors to evaluate include its 0.01% expense ratio, Target-Date 2040 category exposure, historical returns, and how it fits within your broader portfolio. We recommend comparing it against similar funds in the same category and consulting a qualified financial advisor.
Important: Past performance does not guarantee future results. This information is provided for educational purposes only and should not be considered investment advice. Please consult with a financial advisor before making investment decisions.
